Documents Intelligence
The operational nerve center for your entire banking ecosystem. Unified processing, compliance, and analytics all in one platform.
Board Report Generation
4 hours
12 min
Reconciliation
Manual 8hrs
Automated
iBackoffice Executive Command Center
< 10 min
Full KYM Onboarding
200+
Watchlists Screened
17+
Configurable Permissions
100%
Audit Trail Coverage
The Transformation
01
Manual paper-based onboarding, no digital audit trail
Digital staged KYC workflow with full audit trail
02
No automated AML screening, manual watchlist checks
Automated screening across global Watchlists using name matching algorithm.
03
Siloed systems no integration between channels and core banking
Unified platform: DigiApp, Web Portal, Ambassador Banking
04
No Maker-Checker governance, risk of unauthorized transactions
Enforced Maker-Checker governance
05
No real-time dashboard visibility into operations or team performance
Real-time operational analytics dashboard.
06
Loan processing requires manual financial assessments
iLoan module with automated credit risk assessment.
07
Document expiry tracked manually with no automated alerts
Automated KYC document expiry alerts via Email, SMS, Whatsapp and system notifications.
08
No centralized case management for suspicious activity
Case management, tracking with priority and evidence, collection
09
Role-based access managed informally with no configurable controls
configurable role-based permissions with user status management.
Executive Analytics
Six intelligence modules that give banking leadership a 360° view of operations, risk, and performance all in real time.
End-of-day positions auto-matched across core, treasury, and trade books. Exceptions route to the right owner before the next business day opens.
Core Banking
12,480 / 12,481 matched
99.99%
Treasury
8,902 / 8,902 matched
100%
Trade Finance
3,241 / 3,252 matched
99.55%
100% AUTOMATED • ZERO MANUAL INTERVENTION
Deposits
Withdrawals
Transfers
Real-time Dashboards
Monitor throughput, queues, and system health as events happen. Branch and HQ teams see the same numbers, refreshed continuously from core and channel systems.
Data refresh rate
< 30 sec
KPIs tracked
200+
Concurrent users
500+
Uptime SLA
99.9%
Risk Intelligence
Colour-coded exposure across branches and risk categories. Compliance and ALCO views stay aligned on concentration, provisions, and liquidity in one place.
Below RBI threshold
1.2%
Well above 9% min
16.4%
Provision coverage
78.2%
Liquidity coverage
142%
| BRANCH HUB | CREDIT | MARKET | OPS | LIQUIDITY | COMPLIANCE |
|---|---|---|---|---|---|
| California | Low | Med | Low | High | Med |
| Georgia | Med | Low | Med | Med | Low |
| New Jersey | Med | Med | Low | Low | Med |
| Florida | Low | High | Med | Low | Med |
| Texas | High | High | Med | Crit | Med |
72%
Overall risk index
88%
Compliance health
91%
Liquidity buffer
Governance Model
Every critical operation requires dual authorization ensuring segregation of duties, reducing errors, and maintaining full audit trails.
Officer initiates action
System validates data
Second officer approves
No single officer can complete a critical action alone
Dual review catches mistakes before they reach production
Every action logged with timestamps and officer identities
Get Started
Join forward-thinking financial institutions that have unified their operations, compliance, and analytics with iBackOffice.
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